The No. 1 rule of personal finance is to spend less than you earn. So if you want to get ahead financially, it’s important to save money where you can. But if you really want to improve your finances, there’s the flip side of that equation to consider as well – making more money. Here’s […]
From candy to costumes, Americans spend an insane amount of money on Halloween each year: a whopping $6.9 billion in 2015, according to National Retail Federation estimates. That includes more than $2 billion on candy and $2.5 billion on costumes — with an astonishing $350 million of that going to pet costumes alone. While the pressure is on […]
America’s love affair with debt and consumption has left far too many of us financially hamstrung and struggling to get ahead. After all, the average U.S. household carried $15,672 in credit card debt and $130,922 in total debt in 2015. Add in the fact that the average indebted student left college with over $35,000 in […]
This is the second in a series of posts called the “Two-Sided Coin,” where TSD’s Jon Gorey and Holly Johnson take opposing viewpoints on a number of personal finance topics.  JG: I’ll Never Buy a Used Car Again Most personal finance experts, including we here at The Simple Dollar, tend to recommend people buy late-model used cars to get the […]
I’ve recently been enjoying The One Thing, a very thoughtful time and goal management book by Gary Keller and Jay Papasan. While I came away from the book with several very good ideas for time and goal management, there was one quote on page 142 that just stood out to me like a beacon of […]
  Debt can creep up on you, and we often miss the warning signs – until it’s truly overwhelming. Photo: Laurence Simon Most Americans carry some amount of debt — often a lot of it — and many of us might juggle a mortgage, car payment, and student loans without feeling overwhelmed. But if you’ve ever struggled with a […]
Are you burdened with student loan debt from college?  Having trouble with credit card debt?  Click here Holly: College Isn’t Always Worth the Money Most of us have been told the same story our entire lives: If you do your best in school, you can get into a good college. And if you put in the […]