If you can’t afford to save for retirement, you can’t afford an Uber — take the bus or subway. Photo: Matt Biddulph As a ‘millennial,’ I constantly find myself on the receiving end of financial advice that’s either way over my head (tax-loss harvesting?) or seemingly impossible (how can I save half of my income […]
  The No. 1 rule of personal finance is to spend less than you earn. So if you want to get ahead financially, it’s important to save money where you can. But if you really want to improve your finances, there’s the flip side of that equation to consider as well – making more money. Here’s […]
From candy to costumes, Americans spend an insane amount of money on Halloween each year: a whopping $6.9 billion in 2015, according to National Retail Federation estimates. That includes more than $2 billion on candy and $2.5 billion on costumes — with an astonishing $350 million of that going to pet costumes alone. While the pressure is on […]
America’s love affair with debt and consumption has left far too many of us financially hamstrung and struggling to get ahead. After all, the average U.S. household carried $15,672 in credit card debt and $130,922 in total debt in 2015. Add in the fact that the average indebted student left college with over $35,000 in […]
  By Doug Hoyes I was quite amused the other day to read my news feeds and see several conflicting articles about consumers and debt. In a historical sense, we use debt today much more than any previous generation. While in the United States excessive credit card debt may be down from its peak, student […]
Dana asks a great question: My husband and I are in our early forties. Our house is paid off in the last year and we have no other debts. However, we do not have much saved for retirement. This was something that has been worrying us. But then we took a look at a Social […]
I’ve recently been enjoying The One Thing, a very thoughtful time and goal management book by Gary Keller and Jay Papasan. While I came away from the book with several very good ideas for time and goal management, there was one quote on page 142 that just stood out to me like a beacon of […]